Term Plan

Secure your Family with the best
term plan

Term Plans are also known as Pure Protection plans. Here, the policyholder has to pay premium regularly or a one-time payment depending upon the type of policy purchased. A sum of money (death benefit) is paid to the nominee if the policy holder dies during the period for which he/she is insured (policy term). The policyholder also gets a range of options to get enhanced protection. Our Term Plans also provide protection to the policyholder in the form of cash payouts on diagnosis of 34 life threatening illnesses and terminal illnesses.

Term insurance policies are becoming increasingly popular in India. A term plan is the purest form of insurance and is a straightforward protection policy. The premium of term insurance plans is much less than traditional insurance cum savings products like endowment and money back plans, and it leaves the policy holders with a much larger investible surplus that they can invest in investment products like mutual funds that give much higher returns in the long term.

The first step in buying a term insurance plan is to determine the amount of cover. At V Insure, we realise the importance of this step and have designed the process whereby you can compare and select the best Term Plan with the optimum features.

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